At Christmas more and more residents each year falling deeper and deeper into debt, I have therefore collated the following information with agencies that can provide you with support:
Citizens Advice
For free advice on debt and a range of other matters, visit your nearest Citizens Advice Bureau. Look them up in your phone book or visit www.citizensadvice.org.uk For web-based information and advice go to www.adviceguide.org.uk
National Debtline
A free telephone helpline for people with debt problems. Call 0808 808 4000. Or visit www.nationaldebtline.co.uk to email for advice, use interactive budgeting tools and download information packs, fact sheets and sample letters.
Consumer Credit Counselling Service
For free money and budgeting advice, including free debt management plans, call 0800 138 1111 or visit www.cccs.co.uk
AdviceUK
A network of independent advice centres. To find your nearest agency call 0207 4074070 or visit www.adviceuk.org.uk
Payplan
For free advice on debt & budgeting including free debt management plans & IVAs call 0800 917 7823 or www.payplan.com
Community Legal Advice
For free legal advice phone 0845 345 4 345. if you qualify for legal aid or visit www.communitylegaladvice.org.uk
For free legal advice phone 0845 345 4 345. if you qualify for legal aid or visit www.communitylegaladvice.org.uk
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